Oconee State Bank
2 detailed locations
Local banking directory
Search detailed locations Banks and Bank Branches in Watkinsville, Georgia
The FDIC reported 6 deposit-reporting offices from 6 institutions in Watkinsville as of June 30, 2025. Bankular currently provides 8 detailed location pages with addresses, maps and directions.
FDIC-reported offices6
Institutions reporting6
Detailed location pages8
Reported branch deposits$882.6M
SOD reporting dateJune 30, 2025
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
What the deposit data shows
Largest institutionOconee State Bank37.43% of deposits
Top three share78.83%
Deposit HHI2,468Moderate concentration
Current detailed pages82 more than the June 2025 SOD count
Oconee State Bank held 37.43% of reported branch deposits in Watkinsville. The three largest institutions together held 78.83%. Bankular places the resulting HHI of 2,468 in its moderate concentration descriptive band.
Branch map
Detailed bank locations in Watkinsville
Select a marker to open the detailed location page.
Detailed directory
Institutions with validated location pages
BankSouth
1 detailed location
First American Bank and Trust Company
1 detailed location
Pinnacle Bank
1 detailed location
Robins Financial Credit Union
1 detailed location
The Commercial Bank
1 detailed location
United Community Bank
1 detailed location
Location pages
Detailed bank locations in Watkinsville
BankSouth
1 detailed locationFirst American Bank and Trust Company
1 detailed locationOconee State Bank
2 detailed locationsPinnacle Bank
1 detailed locationRobins Financial Credit Union
1 detailed locationThe Commercial Bank
1 detailed locationUnited Community Bank
1 detailed locationLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| Oconee State Bank | 1 | $330.4M | 37.43% |
| Synovus Bank | 1 | $225.2M | 25.52% |
| BankSouth | 1 | $140.1M | 15.88% |
| The Commercial Bank | 1 | $86.3M | 9.78% |
| United Community Bank | 1 | $61.9M | 7.01% |
| First American Bank and Trust Company | 1 | $38.7M | 4.38% |