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Bankular
Local banking directory

Banks and Bank Branches in Toccoa, Georgia

The FDIC reported 5 deposit-reporting offices from 5 institutions in Toccoa as of June 30, 2025. Bankular currently provides 8 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting5
Detailed location pages8
Reported branch deposits$428.1M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst-Citizens Bank & Trust Company35.52% of deposits
Top three share77.28%
Deposit HHI2,417Moderate concentration
Current detailed pages83 more than the June 2025 SOD count

First-Citizens Bank & Trust Company held 35.52% of reported branch deposits in Toccoa. The three largest institutions together held 77.28%. Bankular places the resulting HHI of 2,417 in its moderate concentration descriptive band.

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Detailed bank locations in Toccoa

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Toccoa

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First-Citizens Bank & Trust Company1$152.1M35.52%
SouthState Bank1$98.8M23.07%
Oconee Federal Savings and Loan Association1$80.0M18.69%
Regions Bank1$60.7M14.18%
Northeast Georgia Bank1$36.6M8.54%