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Local banking directory

Banks and Bank Branches in Lincolnton, Georgia

The FDIC reported 2 deposit-reporting offices from 2 institutions in Lincolnton as of June 30, 2025. Bankular currently provides 2 detailed location pages with addresses, maps and directions.

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FDIC-reported offices2
Institutions reporting2
Detailed location pages2
Reported branch deposits$143.0M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFarmers State Bank71.43% of deposits
Top three share100.00%
Deposit HHI5,918Higher concentration
Current detailed pages2Matches the June 2025 SOD office count

Farmers State Bank held 71.43% of reported branch deposits in Lincolnton. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 5,918 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Farmers State Bank1$102.2M71.43%
F&M Bank1$40.9M28.57%