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Bankular
Local banking directory

Banks and Bank Branches in Gray, Georgia

The FDIC reported 4 deposit-reporting offices from 4 institutions in Gray as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices4
Institutions reporting4
Detailed location pages5
Reported branch deposits$414.1M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionMorris Bank51.79% of deposits
Top three share95.01%
Deposit HHI3,795Higher concentration
Current detailed pages51 more than the June 2025 SOD count

Morris Bank held 51.79% of reported branch deposits in Gray. The three largest institutions together held 95.01%. Bankular places the resulting HHI of 3,795 in its higher concentration descriptive band.

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Detailed bank locations in Gray

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Gray

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Morris Bank1$214.5M51.79%
Cadence Bank1$125.9M30.40%
Exchange Bank1$53.1M12.82%
Magnolia State Bank1$20.7M4.99%