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Bankular
Local banking directory

Banks and Bank Branches in Clayton, Georgia

The FDIC reported 6 deposit-reporting offices from 6 institutions in Clayton as of June 30, 2025. Bankular currently provides 8 detailed location pages with addresses, maps and directions.

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FDIC-reported offices6
Institutions reporting6
Detailed location pages8
Reported branch deposits$668.9M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionUnited Community Bank35.35% of deposits
Top three share74.07%
Deposit HHI2,321Moderate concentration
Current detailed pages82 more than the June 2025 SOD count

United Community Bank held 35.35% of reported branch deposits in Clayton. The three largest institutions together held 74.07%. Bankular places the resulting HHI of 2,321 in its moderate concentration descriptive band.

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Detailed bank locations in Clayton

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Clayton

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
United Community Bank1$236.4M35.35%
Rabun County Bank1$175.1M26.18%
Regions Bank1$83.9M12.54%
First American Bank and Trust Company1$66.9M10.01%
SouthState Bank1$60.3M9.02%
Oconee Federal Savings and Loan Association1$46.2M6.91%