Wray State Bank
Headquarters: Wray, Colorado
Overview
Wray State Bank is an FDIC-insured bank headquartered in Wray, Colorado. It reported $311.98M in assets and $277.84M in deposits for the period ending June 30, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Wray State Bank
Brush Branch
731 Edison St, Brush, Colorado, 80723
Full-service branch · Opened February 17, 2015
Main Office
300 Clay St, Wray, Colorado, 80758
Full-service branch · Opened April 11, 1977
Windsor Branch
1130 Main St, Windsor, Colorado, 80550
Full-service branch · Opened July 11, 2011
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $311.98M | $277.84M | $222.96M | 1.37% |
| March 31, 2026 | $303.97M | $270.34M | $213.77M | 1.15% |
| December 31, 2025 | $308.91M | $276.17M | $209.26M | 1.25% |
| September 30, 2025 | $286.46M | $254.44M | $202.68M | 1.21% |
| June 30, 2025 | $273.85M | $243.57M | $199.63M | 1.13% |
| March 31, 2025 | $263.69M | $234.01M | $193.17M | 0.91% |
| December 31, 2024 | $266.91M | $238.34M | $188.38M | 1.12% |
| September 30, 2024 | $259.91M | $230.26M | $185.81M | 1.26% |
Size and reach
How this institution compares
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More on Wray State Bank
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Branch locations
3 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Colorado.
Explore →Wray banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Wray State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 22447.
Where is Wray State Bank headquartered?
Wray State Bank is headquartered in Wray, Colorado, at 300 Clay St, Wray, Colorado, 80758.
How large is Wray State Bank?
It reported $311.98M in assets and $277.84M in deposits for the period ending June 30, 2026.
How many locations does Wray State Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.