Wayne Bank and Trust Co.
Headquarters: Richmond, Indiana
Overview
Wayne Bank and Trust Co. is an FDIC-insured bank headquartered in Richmond, Indiana. It reported $258.83M in assets and $235.14M in deposits for the period ending March 31, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Wayne Bank and Trust Co.
Cambridge City Branch
145 West Main Street, Cambridge City, Indiana, 47327
Full-service branch · Opened November 1, 1983
Eastside
101 Garwood Road, Richmond, Indiana, 47374
Full-service branch · Opened April 5, 1982
Hagerstown Branch
629 E Main St, Hagerstown, Indiana, 47346
Full-service branch · Opened February 9, 2026
Address and directions →Main Office
500 S A St, Richmond, Indiana, 47374
Full-service branch · Opened January 1, 1882
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $258.83M | $235.14M | $202.52M | 1.16% |
| December 31, 2025 | $251.10M | $222.55M | $197.44M | 0.83% |
| September 30, 2025 | $247.27M | $225.00M | $194.08M | 0.79% |
| June 30, 2025 | $238.52M | $215.57M | $186.76M | 0.67% |
| March 31, 2025 | $229.60M | $210.60M | $178.12M | 0.71% |
| December 31, 2024 | $227.50M | $209.46M | $172.57M | 0.48% |
| September 30, 2024 | $227.15M | $205.87M | $169.78M | 0.43% |
| June 30, 2024 | $222.90M | $199.94M | $169.02M | 0.39% |
Size and reach
How this institution compares
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More on Wayne Bank and Trust Co.
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Branch locations
4 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Indiana.
Explore →Richmond banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Wayne Bank and Trust Co. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1849.
Where is Wayne Bank and Trust Co. headquartered?
Wayne Bank and Trust Co. is headquartered in Richmond, Indiana, at 500 S A St, Richmond, Indiana, 47374.
How large is Wayne Bank and Trust Co.?
It reported $258.83M in assets and $235.14M in deposits for the period ending March 31, 2026.
How many locations does Wayne Bank and Trust Co. have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.