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Bankular
Local banking directory

Banks and Bank Branches in Richmond, Indiana

The FDIC reported 15 deposit-reporting offices from 6 institutions in Richmond as of June 30, 2025. Bankular currently provides 19 detailed location pages with addresses, maps and directions.

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FDIC-reported offices15
Institutions reporting6
Detailed location pages19
Reported branch deposits$2.80B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionMerchants Bank of Indiana36.68% of deposits
Top three share87.45%
Deposit HHI2,697Higher concentration
Current detailed pages194 more than the June 2025 SOD count

Merchants Bank of Indiana held 36.68% of reported branch deposits in Richmond. The three largest institutions together held 87.45%. Bankular places the resulting HHI of 2,697 in its higher concentration descriptive band.

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Detailed bank locations in Richmond

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Richmond

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Merchants Bank of Indiana2$1.03B36.68%
U.S. Bank3$732.1M26.10%
First Bank Midwest5$691.6M24.66%
JPMorgan Chase Bank2$182.3M6.50%
Wayne Bank and Trust Co.2$105.2M3.75%
First Financial Bank1$64.6M2.30%