Watertown Savings Bank
Headquarters: Watertown, Massachusetts
Overview
Watertown Savings Bank is an FDIC-insured bank headquartered in Watertown, Massachusetts. It reported $1.44B in assets and $1.25B in deposits for the period ending June 30, 2026. Bankular currently lists 10 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Watertown Savings Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Watertown Savings Bank
Arlington Branch
980 Massachusetts Ave, Arlington, Massachusetts, 02476
Full-service branch · Opened October 12, 2006
East Watertown
10 Bigelow Ave, Watertown, Massachusetts, 02472
Full-service branch · Opened September 10, 1956
Lexington Branch
1075 Waltham St, Lexington, Massachusetts, 02421
Full-service branch · Opened July 2, 2008
Main Office
60 Main St, Watertown, Massachusetts, 02472
Full-service branch · Opened April 18, 1870
Market Street
25 Market Place Dr, Waltham, Massachusetts, 02451
Full-service branch · Opened December 7, 2017
Nonantum
175 Watertown St, Watertown, Massachusetts, 02472
Full-service branch · Opened January 17, 1972
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.44B | $1.25B | $657.11M | 0.78% |
| March 31, 2026 | $1.44B | $1.26B | $631.52M | 0.70% |
| December 31, 2025 | $1.43B | $1.25B | $634.96M | 0.62% |
| September 30, 2025 | $1.47B | $1.29B | $634.89M | 0.62% |
| June 30, 2025 | $1.48B | $1.30B | $625.73M | 0.61% |
| March 31, 2025 | $1.50B | $1.33B | $622.78M | 0.55% |
| December 31, 2024 | $1.48B | $1.31B | $609.43M | 0.33% |
| September 30, 2024 | $1.46B | $1.29B | $608.06M | 0.31% |
Size and reach
How this institution compares
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More on Watertown Savings Bank
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Branch locations
10 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Massachusetts.
Explore →Watertown banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Watertown Savings Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 23298.
Where is Watertown Savings Bank headquartered?
Watertown Savings Bank is headquartered in Watertown, Massachusetts, at 60 Main St, Watertown, Massachusetts, 02472.
How large is Watertown Savings Bank?
It reported $1.44B in assets and $1.25B in deposits for the period ending June 30, 2026.
How many locations does Watertown Savings Bank have?
Bankular currently lists 10 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.