Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
Local banking directory

Banks and Bank Branches in Watertown, Massachusetts

The FDIC reported 13 deposit-reporting offices from 8 institutions in Watertown as of June 30, 2025. Bankular currently provides 14 detailed location pages with addresses, maps and directions.

Search detailed locations
FDIC-reported offices13
Institutions reporting8
Detailed location pages14
Reported branch deposits$1.90B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionWatertown Savings Bank42.36% of deposits
Top three share74.99%
Deposit HHI2,486Moderate concentration
Current detailed pages141 more than the June 2025 SOD count

Watertown Savings Bank held 42.36% of reported branch deposits in Watertown. The three largest institutions together held 74.99%. Bankular places the resulting HHI of 2,486 in its moderate concentration descriptive band.

Branch map

Detailed bank locations in Watertown

Select a marker to open the detailed location page.

Detailed directory

Institutions with validated location pages

Ordered by detailed location count

Location pages

Detailed bank locations in Watertown

Open filtered directory →

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Watertown Savings Bank5$806.3M42.36%
Bank of America1$351.4M18.46%
Citizens Access2$269.7M14.17%
Cambridge Savings Bank1$139.1M7.31%
JPMorgan Chase Bank1$133.3M7.01%
Eastern Bank1$108.2M5.68%
Santander Bank1$67.6M3.55%
Manufacturers and Traders Trust Company1$27.7M1.46%