Valley Central Bank
Headquarters: Liberty Township, Ohio
Overview
Valley Central Bank is an FDIC-insured bank headquartered in Liberty Township, Ohio. It reported $187.51M in assets and $147.01M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Valley Central Bank
Main Office
6550 Princeton Glendale Rd, Liberty Township, Ohio, 45011
Full-service branch · Opened January 1, 1884
Reading Branch
115 W Benson St, Reading, Ohio, 45215
Full-service branch · Opened July 16, 2015
University
701 N University Blvd, Middletown, Ohio, 45042
Full-service branch · Opened January 1, 1889
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $187.51M | $147.01M | $137.00M | 0.27% |
| December 31, 2025 | $186.85M | $146.27M | $140.98M | 0.35% |
| September 30, 2025 | $182.66M | $138.14M | $138.67M | 0.42% |
| June 30, 2025 | $182.80M | $136.64M | $144.21M | 0.41% |
| March 31, 2025 | $181.50M | $134.90M | $151.11M | 0.43% |
| December 31, 2024 | $179.70M | $131.30M | $148.74M | 0.27% |
| September 30, 2024 | $177.49M | $128.49M | $148.94M | 0.23% |
| June 30, 2024 | $173.37M | $122.90M | $146.23M | 0.18% |
Size and reach
How this institution compares
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More on Valley Central Bank
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Branch locations
3 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Ohio.
Explore →Liberty Township banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Valley Central Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 28555.
Where is Valley Central Bank headquartered?
Valley Central Bank is headquartered in Liberty Township, Ohio, at 6550 Princeton Glendale Rd, Liberty Township, Ohio, 45011.
How large is Valley Central Bank?
It reported $187.51M in assets and $147.01M in deposits for the period ending March 31, 2026.
How many locations does Valley Central Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.