Uwharrie Bank
Headquarters: Albemarle, North Carolina
Overview
Uwharrie Bank is an FDIC-insured bank headquartered in Albemarle, North Carolina. It reported $1.25B in assets and $1.13B in deposits for the period ending March 31, 2026. Bankular currently lists 10 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Uwharrie Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Uwharrie Bank
Concord Branch
25 Palaside Dr NE, Concord, North Carolina, 28025
Full-service branch · Opened April 10, 2003
East Albemarle
800 Highway 24-27 Bypass, Albemarle, North Carolina, 28001
Full-service branch · Opened July 21, 1986
Main Office
167 N 2nd St, Albemarle, North Carolina, 28001
Full-service branch · Opened January 26, 1984
Mount Pleasant Branch
1490 S Main St, Mount Pleasant, North Carolina, 28124
Full-service branch · Opened December 2, 2002
Norwood Branch
107 S Main St, Norwood, North Carolina, 28128
Full-service branch · Opened April 13, 1987
Oakboro Branch
224 N Main St, Oakboro, North Carolina, 28129
Full-service branch · Opened November 15, 1993
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $1.25B | $1.13B | $690.88M | 1.14% |
| December 31, 2025 | $1.19B | $1.08B | $692.16M | 1.07% |
| September 30, 2025 | $1.21B | $1.11B | $676.12M | 1.04% |
| June 30, 2025 | $1.17B | $1.07B | $680.47M | 1.04% |
| March 31, 2025 | $1.16B | $1.06B | $663.38M | 1.00% |
| December 31, 2024 | $1.13B | $1.04B | $665.11M | 0.98% |
| September 30, 2024 | $1.18B | $1.08B | $646.18M | 1.01% |
| June 30, 2024 | $1.12B | $1.03B | $634.44M | 0.94% |
Size and reach
How this institution compares
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More on Uwharrie Bank
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Branch locations
10 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in North Carolina.
Explore →Albemarle banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Uwharrie Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 24919.
Where is Uwharrie Bank headquartered?
Uwharrie Bank is headquartered in Albemarle, North Carolina, at 167 N 2nd St, Albemarle, North Carolina, 28001.
How large is Uwharrie Bank?
It reported $1.25B in assets and $1.13B in deposits for the period ending March 31, 2026.
How many locations does Uwharrie Bank have?
Bankular currently lists 10 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.