United Community Bank of West Kentucky, Inc.
Headquarters: Morganfield, Kentucky
Overview
United Community Bank of West Kentucky, Inc. is an FDIC-insured bank headquartered in Morganfield, Kentucky. It reported $524.95M in assets and $447.15M in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where United Community Bank of West Kentucky, Inc. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of United Community Bank of West Kentucky, Inc.
Clay Branch
54 Hearin St, Clay, Kentucky, 42404
Full-service branch · Opened March 4, 2005
Dixon Branch
452 US Highway 41a S, Dixon, Kentucky, 42409
Full-service branch · Opened January 4, 2021
Main Office
500 N Morgan St, Morganfield, Kentucky, 42437
Full-service branch · Opened December 10, 2001
Main Street Morganfield Ky
131 E Main St, Morganfield, Kentucky, 42437
Full-service branch · Opened October 29, 2012
Poole Branch
24 St Rt 56 E, Poole, Kentucky, 42444
Full-service branch · Opened April 16, 2019
Sturgis Branch
1406 N Main St, Sturgis, Kentucky, 42459
Full-service branch · Opened January 8, 2002
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $524.95M | $447.15M | $326.55M | 1.53% |
| March 31, 2026 | $529.03M | $457.04M | $329.68M | 1.48% |
| December 31, 2025 | $523.47M | $448.26M | $317.48M | 1.29% |
| September 30, 2025 | $511.66M | $445.46M | $302.42M | 1.27% |
| June 30, 2025 | $491.47M | $430.58M | $280.31M | 1.20% |
| March 31, 2025 | $493.33M | $432.51M | $277.82M | 1.14% |
| December 31, 2024 | $483.03M | $423.73M | $273.24M | 1.00% |
| September 30, 2024 | $469.12M | $394.22M | $266.19M | 0.99% |
Size and reach
How this institution compares
Explore the institution
More on United Community Bank of West Kentucky, Inc.
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
6 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Morganfield banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is United Community Bank of West Kentucky, Inc. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 57301.
Where is United Community Bank of West Kentucky, Inc. headquartered?
United Community Bank of West Kentucky, Inc. is headquartered in Morganfield, Kentucky, at 500 N Morgan St, Morganfield, Kentucky, 42437.
How large is United Community Bank of West Kentucky, Inc.?
It reported $524.95M in assets and $447.15M in deposits for the period ending June 30, 2026.
How many locations does United Community Bank of West Kentucky, Inc. have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.