United Citizens Bank & Trust Company
Headquarters: Campbellsburg, Kentucky
Overview
United Citizens Bank & Trust Company is an FDIC-insured bank headquartered in Campbellsburg, Kentucky. It reported $219.33M in assets and $197.48M in deposits for the period ending June 30, 2026. Bankular currently lists 7 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where United Citizens Bank & Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of United Citizens Bank & Trust Company
Buckner Office
4727 W Highway 146, Buckner, Kentucky, 40010
Full-service branch · Opened April 15, 2021
Carrollton Office
503 Highland Ave, Carrollton, Kentucky, 41008
Full-service branch · Opened April 16, 2001
Eminence Office
5364 S Main St, Eminence, Kentucky, 40019
Full-service branch · Opened August 11, 2014
Main Office
8198 Main St, Campbellsburg, Kentucky, 40011
Full-service branch · Opened January 1, 1872
New Castle Branch
25 S Main St, New Castle, Kentucky, 40050
Full-service branch · Opened July 1, 1935
Owenton Branch
785 Highway 22 E, Owenton, Kentucky, 40359
Full-service branch · Opened January 12, 2026
Address and directions →Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $219.33M | $197.48M | $175.94M | 1.05% |
| March 31, 2026 | $226.43M | $199.71M | $177.28M | 0.93% |
| December 31, 2025 | $219.80M | $193.58M | $176.82M | 1.12% |
| September 30, 2025 | $212.95M | $190.21M | $169.73M | 1.08% |
| June 30, 2025 | $210.33M | $188.84M | $168.34M | 1.02% |
| March 31, 2025 | $210.70M | $187.43M | $167.14M | 0.93% |
| December 31, 2024 | $206.77M | $182.25M | $161.90M | 1.17% |
| September 30, 2024 | $204.09M | $185.40M | $156.14M | 1.11% |
Size and reach
How this institution compares
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More on United Citizens Bank & Trust Company
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Branch locations
7 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Campbellsburg banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is United Citizens Bank & Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15249.
Where is United Citizens Bank & Trust Company headquartered?
United Citizens Bank & Trust Company is headquartered in Campbellsburg, Kentucky, at 8198 Main St, Campbellsburg, Kentucky, 40011.
How large is United Citizens Bank & Trust Company?
It reported $219.33M in assets and $197.48M in deposits for the period ending June 30, 2026.
How many locations does United Citizens Bank & Trust Company have?
Bankular currently lists 7 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.