The Waterford Commercial and Savings Bank
Headquarters: Waterford, Ohio
Overview
The Waterford Commercial and Savings Bank is an FDIC-insured bank headquartered in Waterford, Ohio. It reported $54.40M in assets and $46.59M in deposits for the period ending March 31, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of The Waterford Commercial and Savings Bank
Crooksville Branch
250 W Main St, Crooksville, Ohio, 43731
Full-service branch · Opened October 10, 2006
Main Office
20115 State Route 339, Waterford, Ohio, 45786
Full-service branch · Opened January 1, 1908
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $54.40M | $46.59M | $39.07M | 0.68% |
| December 31, 2025 | $56.11M | $48.34M | $38.66M | 0.84% |
| September 30, 2025 | $61.58M | $53.89M | $37.85M | 0.92% |
| June 30, 2025 | $59.72M | $52.28M | $36.92M | 0.90% |
| March 31, 2025 | $56.73M | $49.48M | $35.67M | 0.91% |
| December 31, 2024 | $56.33M | $47.35M | $35.60M | 0.45% |
| September 30, 2024 | $57.46M | $48.47M | $35.38M | 0.43% |
| June 30, 2024 | $57.89M | $48.88M | $34.27M | 0.37% |
Size and reach
How this institution compares
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More on The Waterford Commercial and Savings Bank
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Branch locations
2 listed locations.
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Explore →State banking market
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Explore →Waterford banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Waterford Commercial and Savings Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 8397.
Where is The Waterford Commercial and Savings Bank headquartered?
The Waterford Commercial and Savings Bank is headquartered in Waterford, Ohio, at 20115 State Route 339, Waterford, Ohio, 45786.
How large is The Waterford Commercial and Savings Bank?
It reported $54.40M in assets and $46.59M in deposits for the period ending March 31, 2026.
How many locations does The Waterford Commercial and Savings Bank have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.