The Citizens State Bank of Ouray
Headquarters: Ouray, Colorado
Overview
The Citizens State Bank of Ouray is an FDIC-insured bank headquartered in Ouray, Colorado. It reported $225.58M in assets and $206.96M in deposits for the period ending March 31, 2026. Bankular currently lists 7 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where The Citizens State Bank of Ouray has branches
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Locations
Find a branch of The Citizens State Bank of Ouray
Main Office
600 Main St, Ouray, Colorado, 81427
Full-service branch · Opened August 20, 1913
Montrose
115 Highway 97, Naturita, Colorado, 81422
Full-service branch · Opened July 14, 1972
Montrose Branch
401 E Main Street, Montrose, Colorado, 81401
Full-service branch · Opened April 8, 2024
Mountain Village Branch
113 Lost Creek Lane, Mountain Village, Colorado, 81435
Full-service branch · Opened October 16, 2023
Ridgway Branch
State Highway 62, Ridgway, Colorado, 81432
Full-service branch · Opened February 19, 1980
Silverton Branch
1129 Greene St, Silverton, Colorado, 81433
Full-service branch · Opened March 23, 1992
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $225.58M | $206.96M | $150.08M | 0.58% |
| December 31, 2025 | $215.32M | $196.53M | $151.00M | 0.67% |
| September 30, 2025 | $222.81M | $205.08M | $153.75M | 0.49% |
| June 30, 2025 | $217.66M | $200.90M | $154.81M | 0.44% |
| March 31, 2025 | $215.25M | $198.47M | $151.99M | 0.43% |
| December 31, 2024 | $205.36M | $188.98M | $147.63M | 0.10% |
| September 30, 2024 | $219.58M | $204.79M | $144.67M | 0.09% |
| June 30, 2024 | $207.80M | $187.70M | $143.43M | 0.03% |
Size and reach
How this institution compares
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More on The Citizens State Bank of Ouray
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Branch locations
7 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Colorado.
Explore →Ouray banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Citizens State Bank of Ouray federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1779.
Where is The Citizens State Bank of Ouray headquartered?
The Citizens State Bank of Ouray is headquartered in Ouray, Colorado, at 600 Main St, Ouray, Colorado, 81427.
How large is The Citizens State Bank of Ouray?
It reported $225.58M in assets and $206.96M in deposits for the period ending March 31, 2026.
How many locations does The Citizens State Bank of Ouray have?
Bankular currently lists 7 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.