The Adirondack Trust Company
Headquarters: Saratoga Springs, New York
Overview
The Adirondack Trust Company is an FDIC-insured bank headquartered in Saratoga Springs, New York. It reported $1.76B in assets and $1.54B in deposits for the period ending March 31, 2026. Bankular currently lists 13 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where The Adirondack Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of The Adirondack Trust Company
Ballston Spa Branch
224 Church Ave, Ballston Spa, New York, 12020
Full-service branch · Opened June 9, 2004
E18
79 Main St, Queensbury, New York, 12804
Full-service branch · Opened April 5, 2021
Exit 11
322 Ruhle Rd S, Ballston Lake, New York, 12019
Full-service branch · Opened January 8, 2013
Exit 15
3017 Route 50, Saratoga Springs, New York, 12866
Full-service branch · Opened September 14, 1998
Lake George Branch
350 Canada St, Lake George, New York, 12845
Full-service branch · Opened October 21, 2021
Main Office
473 Broadway, Saratoga Springs, New York, 12866
Full-service branch · Opened January 1, 1901
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $1.76B | $1.54B | $988.27M | 0.76% |
| December 31, 2025 | $1.79B | $1.56B | $992.04M | 0.90% |
| September 30, 2025 | $1.73B | $1.50B | $989.12M | 0.85% |
| June 30, 2025 | $1.60B | $1.38B | $983.06M | 0.74% |
| March 31, 2025 | $1.64B | $1.44B | $964.13M | 0.59% |
| December 31, 2024 | $1.71B | $1.52B | $974.65M | 0.74% |
| September 30, 2024 | $1.63B | $1.43B | $962.13M | 0.77% |
| June 30, 2024 | $1.57B | $1.39B | $950.03M | 0.73% |
Size and reach
How this institution compares
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More on The Adirondack Trust Company
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Branch locations
13 listed locations.
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Explore →State banking market
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Explore →Saratoga Springs banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Adirondack Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 660.
Where is The Adirondack Trust Company headquartered?
The Adirondack Trust Company is headquartered in Saratoga Springs, New York, at 473 Broadway, Saratoga Springs, New York, 12866.
How large is The Adirondack Trust Company?
It reported $1.76B in assets and $1.54B in deposits for the period ending March 31, 2026.
How many locations does The Adirondack Trust Company have?
Bankular currently lists 13 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.