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Bankular
Local banking directory

Banks and Bank Branches in Saratoga Springs, New York

The FDIC reported 20 deposit-reporting offices from 10 institutions in Saratoga Springs as of June 30, 2025. Bankular currently provides 22 detailed location pages with addresses, maps and directions.

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FDIC-reported offices20
Institutions reporting10
Detailed location pages22
Reported branch deposits$2.49B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionThe Adirondack Trust Company45.10% of deposits
Top three share71.66%
Deposit HHI2,541Higher concentration
Current detailed pages222 more than the June 2025 SOD count

The Adirondack Trust Company held 45.10% of reported branch deposits in Saratoga Springs. The three largest institutions together held 71.66%. Bankular places the resulting HHI of 2,541 in its higher concentration descriptive band.

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Detailed bank locations in Saratoga Springs

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Saratoga Springs

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Chemung Canal Trust Company

1 detailed location

First National Bank of Scotia

1 detailed location

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
The Adirondack Trust Company7$1.12B45.10%
Arrow Bank3$360.3M14.50%
Bank of America1$299.8M12.06%
KeyBank1$184.7M7.43%
Citizens Access1$149.1M6.00%
NBT Bank1$143.8M5.79%
TrustCo Bank3$108.1M4.35%
Chemung Canal Trust Company1$49.7M2.00%
JPMorgan Chase Bank1$42.5M1.71%
First National Bank of Scotia1$26.7M1.07%