The Adirondack Trust Company
7 detailed locations
Independent directory for U.S. banks, credit unions, branches and published rates.
Data methodologyThe FDIC reported 20 deposit-reporting offices from 10 institutions in Saratoga Springs as of June 30, 2025. Bankular currently provides 22 detailed location pages with addresses, maps and directions.
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
The Adirondack Trust Company held 45.10% of reported branch deposits in Saratoga Springs. The three largest institutions together held 71.66%. Bankular places the resulting HHI of 2,541 in its higher concentration descriptive band.
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Detailed directory
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Location pages
Local deposit market
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| The Adirondack Trust Company | 7 | $1.12B | 45.10% |
| Arrow Bank | 3 | $360.3M | 14.50% |
| Bank of America | 1 | $299.8M | 12.06% |
| KeyBank | 1 | $184.7M | 7.43% |
| Citizens Access | 1 | $149.1M | 6.00% |
| NBT Bank | 1 | $143.8M | 5.79% |
| TrustCo Bank | 3 | $108.1M | 4.35% |
| Chemung Canal Trust Company | 1 | $49.7M | 2.00% |
| JPMorgan Chase Bank | 1 | $42.5M | 1.71% |
| First National Bank of Scotia | 1 | $26.7M | 1.07% |