Stearns Bank
Headquarters: Saint Cloud, Minnesota
Overview
Stearns Bank is an FDIC-insured bank headquartered in Saint Cloud, Minnesota. It reported $3.27B in assets and $2.39B in deposits for the period ending June 30, 2026. Bankular currently lists 8 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Stearns Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Stearns Bank
Albany Branch
140 5th St, Albany, Minnesota, 56307
Full-service branch · Opened October 15, 1997
Arizona
9225 E Shea Blvd, Scottsdale, Arizona, 85260
Full-service branch · Opened July 21, 1997
Holdingford Branch
580 Main St, Holdingford, Minnesota, 56340
Full-service branch · Opened June 29, 2026
Address and directions →Main Office
4191 2nd St S, Saint Cloud, Minnesota, 56301
Full-service branch · Opened May 28, 1912
Pine City Branch
600 Hillside Ave SW, Pine City, Minnesota, 55063
Full-service branch · Opened June 1, 1915
Sarasota (Links)
22 S Links Ave, Sarasota, Florida, 34236
Full-service branch · Opened October 27, 1988
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $3.27B | $2.39B | $2.74B | 2.09% |
| March 31, 2026 | $3.30B | $2.52B | $2.76B | 2.10% |
| December 31, 2025 | $3.34B | $2.58B | $2.84B | 1.85% |
| September 30, 2025 | $3.35B | $2.52B | $2.83B | 1.60% |
| June 30, 2025 | $3.55B | $2.83B | $3.01B | 0.68% |
| March 31, 2025 | $3.16B | $2.50B | $2.79B | -0.41% |
| December 31, 2024 | $3.14B | $2.53B | $2.64B | 1.56% |
| September 30, 2024 | $3.27B | $2.50B | $2.65B | 1.28% |
Size and reach
How this institution compares
Explore the institution
More on Stearns Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
8 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Minnesota.
Explore →Saint Cloud banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Stearns Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 10988.
Where is Stearns Bank headquartered?
Stearns Bank is headquartered in Saint Cloud, Minnesota, at 4191 2nd St S, Saint Cloud, Minnesota, 56301.
How large is Stearns Bank?
It reported $3.27B in assets and $2.39B in deposits for the period ending June 30, 2026.
How many locations does Stearns Bank have?
Bankular currently lists 8 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.