Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
Local banking directory

Banks and Bank Branches in Saint Cloud, Minnesota

The FDIC reported 17 deposit-reporting offices from 13 institutions in Saint Cloud as of June 30, 2025. Bankular currently provides 23 detailed location pages with addresses, maps and directions.

Search detailed locations
FDIC-reported offices17
Institutions reporting13
Detailed location pages23
Reported branch deposits$4.54B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionStearns Bank50.84% of deposits
Top three share77.57%
Deposit HHI3,105Higher concentration
Current detailed pages236 more than the June 2025 SOD count

Stearns Bank held 50.84% of reported branch deposits in Saint Cloud. The three largest institutions together held 77.57%. Bankular places the resulting HHI of 3,105 in its higher concentration descriptive band.

Branch map

Detailed bank locations in Saint Cloud

Select a marker to open the detailed location page.

Detailed directory

Institutions with validated location pages

Ordered by detailed location count
Blaze logo

Blaze

1 detailed location

Location pages

Detailed bank locations in Saint Cloud

Open filtered directory →

American Heritage National Bank

1 detailed location

The Huntington National Bank

1 detailed location

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Stearns Bank1$2.31B50.84%
Old National Bank2$898.6M19.81%
U.S. Bank2$314.0M6.92%
Falcon National Bank1$251.2M5.54%
Wells Fargo Bank1$201.6M4.44%
Liberty Bank Minnesota2$151.7M3.34%
The Huntington National Bank1$131.1M2.89%
Minnwest Bank1$117.7M2.59%
Sentry Bank2$51.4M1.13%
American Heritage National Bank1$46.7M1.03%
MidCountry Bank1$45.9M1.01%
JPMorgan Chase Bank1$16.6M0.37%
Gate City Bank1$3.6M0.08%