St. Clair County State Bank
Headquarters: Osceola, Missouri
Overview
St. Clair County State Bank is an FDIC-insured bank headquartered in Osceola, Missouri. It reported $226.58M in assets and $195.00M in deposits for the period ending March 31, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of St. Clair County State Bank
Appleton City
118 East Fourth Street, Appleton, Missouri, 64724
Full-service branch · Opened September 10, 1997
Lowry City Branch
404 E 3rd St, Lowry City, Missouri, 64763
Full-service branch · Opened April 14, 1903
Main Office
680 2nd St, Osceola, Missouri, 64776
Full-service branch · Opened May 1, 1896
Osceola Drive-Thru
710 Chestnut Street, Osceola, Missouri, 64776
Limited Service: Drive Thru/Detached Facility · Opened September 1, 1981
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $226.58M | $195.00M | $166.86M | 1.77% |
| December 31, 2025 | $215.96M | $185.18M | $157.67M | 1.77% |
| September 30, 2025 | $214.11M | $183.77M | $154.20M | 1.74% |
| June 30, 2025 | $214.38M | $184.76M | $152.97M | 1.71% |
| March 31, 2025 | $214.96M | $185.56M | $146.00M | 1.67% |
| December 31, 2024 | $212.68M | $184.23M | $146.52M | 2.02% |
| September 30, 2024 | $204.83M | $175.52M | $146.33M | 2.31% |
| June 30, 2024 | $204.18M | $175.69M | $138.21M | 2.61% |
Size and reach
How this institution compares
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More on St. Clair County State Bank
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Branch locations
4 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Missouri.
Explore →Osceola banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is St. Clair County State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 11002.
Where is St. Clair County State Bank headquartered?
St. Clair County State Bank is headquartered in Osceola, Missouri, at 680 2nd St, Osceola, Missouri, 64776.
How large is St. Clair County State Bank?
It reported $226.58M in assets and $195.00M in deposits for the period ending March 31, 2026.
How many locations does St. Clair County State Bank have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.