St. Charles Bank & Trust Company
Headquarters: Saint Charles, Illinois
Overview
St. Charles Bank & Trust Company is an FDIC-insured bank headquartered in Saint Charles, Illinois. It reported $3.69B in assets and $3.14B in deposits for the period ending June 30, 2026. Bankular currently lists 10 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where St. Charles Bank & Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of St. Charles Bank & Trust Company
Aurora Branch
2287 W Galena Blvd, Aurora, Illinois, 60506
Full-service branch · Opened September 14, 2015
Elgin Branch
1001 S Randall Rd, Elgin, Illinois, 60123
Full-service branch · Opened February 27, 1964
Foxfield Office
2825 Foxfield Rd, Saint Charles, Illinois, 60174
Full-service branch · Opened January 15, 2008
Geneva Bank and Trust
514 W State St, Geneva, Illinois, 60134
Full-service branch · Opened March 4, 2013
Machesney Park Branch
7005 N. Perryville Road, Machesney Park, Illinois, 61115
Full-service branch · Opened November 22, 2024
Main Office
411 W Main St, Saint Charles, Illinois, 60174
Full-service branch · Opened September 21, 1987
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $3.69B | $3.14B | $2.74B | 1.44% |
| March 31, 2026 | $3.54B | $2.99B | $2.69B | 1.36% |
| December 31, 2025 | $3.45B | $2.92B | $2.61B | 1.41% |
| September 30, 2025 | $3.30B | $2.84B | $2.47B | 1.45% |
| June 30, 2025 | $3.31B | $2.86B | $2.45B | 1.41% |
| March 31, 2025 | $2.97B | $2.54B | $2.34B | 1.33% |
| December 31, 2024 | $2.85B | $2.43B | $2.27B | 1.36% |
| September 30, 2024 | $2.93B | $2.51B | $2.18B | 1.36% |
Size and reach
How this institution compares
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More on St. Charles Bank & Trust Company
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Branch locations
10 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Illinois.
Explore →Saint Charles banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is St. Charles Bank & Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 27052.
Where is St. Charles Bank & Trust Company headquartered?
St. Charles Bank & Trust Company is headquartered in Saint Charles, Illinois, at 411 W Main St, Saint Charles, Illinois, 60174.
How large is St. Charles Bank & Trust Company?
It reported $3.69B in assets and $3.14B in deposits for the period ending June 30, 2026.
How many locations does St. Charles Bank & Trust Company have?
Bankular currently lists 10 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.