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Local banking directory

Banks and Bank Branches in Saint Charles, Illinois

The FDIC reported 10 deposit-reporting offices from 7 institutions in Saint Charles as of June 30, 2025. Bankular currently provides 10 detailed location pages with addresses, maps and directions.

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FDIC-reported offices10
Institutions reporting7
Detailed location pages10
Reported branch deposits$1.73B
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionSt. Charles Bank & Trust Company58.32% of deposits
Top three share80.79%
Deposit HHI3,772Higher concentration
Current detailed pages10Matches the June 2025 SOD office count

St. Charles Bank & Trust Company held 58.32% of reported branch deposits in Saint Charles. The three largest institutions together held 80.79%. Bankular places the resulting HHI of 3,772 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
St. Charles Bank & Trust Company2$1.01B58.32%
PNC Bank2$226.6M13.13%
CIBC Bank USA1$161.1M9.34%
Sterling Bank1$133.2M7.72%
U.S. Bank2$103.2M5.98%
First State Bank1$59.0M3.42%
First Mid Bank & Trust1$36.1M2.09%