Spencer Savings Bank, SLA
Headquarters: Elmwood Park, New Jersey
Overview
Spencer Savings Bank, SLA is an FDIC-insured bank headquartered in Elmwood Park, New Jersey. It reported $4.04B in assets and $3.04B in deposits for the period ending June 30, 2026. Bankular currently lists 28 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Spencer Savings Bank, SLA has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Spencer Savings Bank, SLA
Clifton Branch
437 Piaget Ave, Clifton, New Jersey, 07011
Full-service branch · Opened September 19, 1939
Cranford Branch
213 South Ave E, Cranford, New Jersey, 07016
Full-service branch · Opened February 24, 2003
Cresskill Branch Office
6 Madison Ave # 20, Cresskill, New Jersey, 07626
Full-service branch · Opened September 10, 2015
Dumont Branch
562 Washington Ave, Dumont, New Jersey, 07628
Full-service branch · Opened September 19, 2008
Edgewater Branch
2 Pembroke Pl, Edgewater, New Jersey, 07020
Full-service branch · Opened November 17, 2021
Edison Financial Center
3900 Park Avenue, Edison, New Jersey, 08820
Full-service branch · Opened December 18, 2023
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $4.04B | $3.04B | $3.26B | 0.63% |
| March 31, 2026 | $4.03B | $3.12B | $3.25B | 0.62% |
| December 31, 2025 | $4.04B | $3.15B | $3.23B | 0.44% |
| September 30, 2025 | $4.00B | $3.07B | $3.21B | 0.45% |
| June 30, 2025 | $3.98B | $3.09B | $3.16B | 0.46% |
| March 31, 2025 | $4.06B | $3.15B | $3.15B | 0.42% |
| December 31, 2024 | $4.01B | $3.09B | $3.17B | 0.33% |
| September 30, 2024 | $3.95B | $3.00B | $3.16B | 0.34% |
Size and reach
How this institution compares
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More on Spencer Savings Bank, SLA
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Branch locations
28 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in New Jersey.
Explore →Elmwood Park banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Spencer Savings Bank, SLA federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 30076.
Where is Spencer Savings Bank, SLA headquartered?
Spencer Savings Bank, SLA is headquartered in Elmwood Park, New Jersey, at 611 River Dr, Elmwood Park, New Jersey, 07407.
How large is Spencer Savings Bank, SLA?
It reported $4.04B in assets and $3.04B in deposits for the period ending June 30, 2026.
How many locations does Spencer Savings Bank, SLA have?
Bankular currently lists 28 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.