Spectra Bank
Headquarters: Fort Worth, Texas
Overview
Spectra Bank is an FDIC-insured bank headquartered in Fort Worth, Texas. It reported $126.67M in assets and $110.76M in deposits for the period ending June 30, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Spectra Bank
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $126.67M | $110.76M | $86.30M | 0.20% |
| March 31, 2026 | $127.11M | $110.44M | $75.13M | 1.67% |
| December 31, 2025 | $115.92M | $99.17M | $69.38M | 0.62% |
| September 30, 2025 | $106.99M | $96.45M | $68.08M | 0.74% |
| June 30, 2025 | $105.09M | $94.89M | $63.31M | 0.58% |
| March 31, 2025 | $103.08M | $93.28M | $56.48M | 0.28% |
| December 31, 2024 | $102.84M | $98.12M | $53.02M | 0.52% |
| September 30, 2024 | $99.93M | $95.58M | $49.59M | 0.43% |
Size and reach
How this institution compares
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More on Spectra Bank
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Branch locations
2 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Texas.
Explore →Fort Worth banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Spectra Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 26708.
Where is Spectra Bank headquartered?
Spectra Bank is headquartered in Fort Worth, Texas, at 2000 Handley Ederville Rd, Fort Worth, Texas, 76118.
How large is Spectra Bank?
It reported $126.67M in assets and $110.76M in deposits for the period ending June 30, 2026.
How many locations does Spectra Bank have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.