Southern Bank and Trust Company
Headquarters: Mount Olive, North Carolina
Overview
Southern Bank and Trust Company is an FDIC-insured bank headquartered in Mount Olive, North Carolina. It reported $5.30B in assets and $4.83B in deposits for the period ending June 30, 2026. Bankular currently lists 57 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Southern Bank and Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Southern Bank and Trust Company
Ahoskie Branch
506 Main St E, Ahoskie, North Carolina, 27910
Full-service branch · Opened July 21, 1986
Ayden Branch
236 Third St, Ayden, North Carolina, 28513
Full-service branch · Opened October 15, 1981
Belhaven Branch
148 E Main St, Belhaven, North Carolina, 27810
Full-service branch · Opened September 3, 1971
Benvenue
1405 Benvenue Rd, Rocky Mount, North Carolina, 27804
Full-service branch · Opened January 14, 2002
Clinton Main
1008 Sunset Ave, Clinton, North Carolina, 28328
Full-service branch · Opened November 1, 1999
Colley Avenue
4815 Colley Ave, Norfolk, Virginia, 23508
Full-service branch · Opened December 5, 1997
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $5.30B | $4.83B | $3.57B | 1.40% |
| March 31, 2026 | $5.25B | $4.77B | $3.44B | 0.89% |
| December 31, 2025 | $5.20B | $4.69B | $3.39B | 1.19% |
| September 30, 2025 | $5.16B | $4.66B | $3.33B | 0.87% |
| June 30, 2025 | $4.94B | $4.48B | $3.29B | 0.95% |
| March 31, 2025 | $4.91B | $4.47B | $3.20B | 0.47% |
| December 31, 2024 | $5.01B | $4.46B | $3.23B | 1.30% |
| September 30, 2024 | $4.97B | $4.38B | $3.17B | 1.13% |
Size and reach
How this institution compares
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More on Southern Bank and Trust Company
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
57 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in North Carolina.
Explore →Mount Olive banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Southern Bank and Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15359.
Where is Southern Bank and Trust Company headquartered?
Southern Bank and Trust Company is headquartered in Mount Olive, North Carolina, at 100 N Center St, Mount Olive, North Carolina, 28365.
How large is Southern Bank and Trust Company?
It reported $5.30B in assets and $4.83B in deposits for the period ending June 30, 2026.
How many locations does Southern Bank and Trust Company have?
Bankular currently lists 57 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.