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South Georgia Banking Company

Headquarters: Omega, Georgia

Financial dataLatest reported figuresThrough March 31, 2026
Assets$589.79M
Branch locations8
Tier 1 capital17.55%

Overview

South Georgia Banking Company is an FDIC-insured bank headquartered in Omega, Georgia. It reported $589.79M in assets and $510.48M in deposits for the period ending March 31, 2026. Bankular currently lists 8 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through March 31, 2026
Branch data Updated August 3, 2026

Quarterly change

What changed since the previous report

December 31, 2025 to March 31, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-2.7%$589.79M as of March 31, 2026
Deposits-3.5%$510.48M as of March 31, 2026
Net loans+3.4%$378.45M as of March 31, 2026
Return on assets+0.40 pts1.53% as of March 31, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital17.55%
Noncurrent loans0.74%
Return on assets1.53%
Net interest margin5.16%

Branch footprint

Where South Georgia Banking Company has branches

View all 8 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of South Georgia Banking Company

View all 8 locations →

Financial overview

Latest reported figures

Through March 31, 2026

Assets$589.79M
Deposits$510.48M
Total loans$378.45M
Net income (YTD)$2.29M

Size and reach

How this institution compares

View rankings →
Assets#1,586of 4,247 institutions
Deposits#1,557of 4,247 institutions
Branches#1,155of 4,244 institutions

Explore the institution

More on South Georgia Banking Company

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is South Georgia Banking Company federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 20198.

Where is South Georgia Banking Company headquartered?

South Georgia Banking Company is headquartered in Omega, Georgia, at 5515 Alabama Ave, Omega, Georgia, 31775.

How large is South Georgia Banking Company?

It reported $589.79M in assets and $510.48M in deposits for the period ending March 31, 2026.

How many locations does South Georgia Banking Company have?

Bankular currently lists 8 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: March 31, 2026
FDIC BankFind SuiteReporting period: March 31, 2026
Regulatory identifierFDIC certificate 20198
RegulatorFDIC
Charter classNM
Financial data throughMarch 31, 2026