Rio Bank
Headquarters: Mcallen, Texas
Overview
Rio Bank is an FDIC-insured bank headquartered in Mcallen, Texas. It reported $1.42B in assets and $1.19B in deposits for the period ending June 30, 2026. Bankular currently lists 24 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Rio Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Rio Bank
Austin Lpo
200 Austin Hwy, San Antonio, Texas, 78209
Loan production office · Opened July 18, 2022
Address and directions →Bank
5700 Broadway, San Antonio, Texas, 78209
Full-service branch · Opened November 27, 2023
Blanco Branch
1108 Main St, Blanco, Texas, 78606
Full-service branch · Opened May 1, 1987
Brownsville Branch
3401 Old Highway 77, Brownsville, Texas, 78520
Full-service branch · Opened November 7, 2005
Dripping Springs Branch
401 E. Highway 290 West, Dripping Springs, Texas, 78620
Full-service branch · Opened October 16, 1996
Elsa State Bank
621 W University Dr, Edinburg, Texas, 78539
Full-service branch · Opened November 5, 2002
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.42B | $1.19B | $840.65M | 0.91% |
| March 31, 2026 | $1.43B | $1.19B | $785.97M | 0.89% |
| December 31, 2025 | $1.39B | $1.16B | $780.65M | 0.54% |
| September 30, 2025 | $1.42B | $1.19B | $775.49M | 0.58% |
| June 30, 2025 | $1.41B | $1.14B | $775.98M | 0.67% |
| March 31, 2025 | $974.61M | $762.33M | $507.64M | 0.67% |
| December 31, 2024 | $945.39M | $767.35M | $479.17M | 0.91% |
| September 30, 2024 | $936.41M | $748.05M | $441.06M | 0.94% |
Size and reach
How this institution compares
Explore the institution
More on Rio Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
24 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Texas.
Explore →Mcallen banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Rio Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 25886.
Where is Rio Bank headquartered?
Rio Bank is headquartered in Mcallen, Texas, at 701 E Expressway 83, Mcallen, Texas, 78501.
How large is Rio Bank?
It reported $1.42B in assets and $1.19B in deposits for the period ending June 30, 2026.
How many locations does Rio Bank have?
Bankular currently lists 24 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.