Peoples State Bank
Headquarters: Shepherd, Texas
Overview
Peoples State Bank is an FDIC-insured bank headquartered in Shepherd, Texas. It reported $182.48M in assets and $161.19M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Peoples State Bank
Coldspring Branch
15001 Highway 150 West, Coldspring, Texas, 77331
Full-service branch · Opened March 11, 1996
Livingston Branch
2700 US Highway 190 W, Livingston, Texas, 77351
Full-service branch · Opened December 7, 1998
Main Office
5850 Highway 59 S, Shepherd, Texas, 77371
Full-service branch · Opened September 21, 1921
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $182.48M | $161.19M | $99.26M | 1.40% |
| December 31, 2025 | $187.41M | $162.85M | $96.06M | 1.01% |
| September 30, 2025 | $175.96M | $148.39M | $93.25M | 0.84% |
| June 30, 2025 | $175.23M | $150.85M | $89.24M | 1.12% |
| March 31, 2025 | $176.51M | $163.33M | $82.74M | 1.22% |
| December 31, 2024 | $167.08M | $155.29M | $77.61M | 1.11% |
| September 30, 2024 | $171.58M | $158.38M | $74.98M | 1.16% |
| June 30, 2024 | $173.83M | $163.08M | $71.38M | 1.18% |
Size and reach
How this institution compares
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More on Peoples State Bank
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Branch locations
3 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Texas.
Explore →Shepherd banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Peoples State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 10345.
Where is Peoples State Bank headquartered?
Peoples State Bank is headquartered in Shepherd, Texas, at 5850 Highway 59 S, Shepherd, Texas, 77371.
How large is Peoples State Bank?
It reported $182.48M in assets and $161.19M in deposits for the period ending March 31, 2026.
How many locations does Peoples State Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.