Peoples Exchange Bank
Headquarters: Winchester, Kentucky
Overview
Peoples Exchange Bank is an FDIC-insured bank headquartered in Winchester, Kentucky. It reported $609.83M in assets and $522.71M in deposits for the period ending June 30, 2026. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Peoples Exchange Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Peoples Exchange Bank
Crescent Springs Lpo
541 Buttermilk Pike, Crescent Springs, Kentucky, 41017
Loan production office · Opened June 15, 2022
Address and directions →Georgetown South Broadway
923 S Broadway St, Georgetown, Kentucky, 40324
Full-service branch · Opened February 9, 2009
Highways 52-11
Highways 52 And 11, Beattyville, Kentucky, 41311
Full-service branch · Opened October 3, 1977
Lexington Main
901 Richmond Rd, Lexington, Kentucky, 40502
Full-service branch · Opened January 1, 1866
Main Office
101 N Main St, Winchester, Kentucky, 40391
Full-service branch · Opened September 13, 1912
Mount Sterling Main
560 Indian Mound Dr, Mount Sterling, Kentucky, 40353
Full Service: Retail · Opened July 25, 2001
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $609.83M | $522.71M | $512.15M | 1.26% |
| March 31, 2026 | $626.92M | $540.08M | $501.17M | 1.22% |
| December 31, 2025 | $614.54M | $530.82M | $492.22M | 1.07% |
| September 30, 2025 | $606.83M | $523.43M | $485.66M | 1.04% |
| June 30, 2025 | $592.49M | $511.98M | $485.09M | 0.99% |
| March 31, 2025 | $581.72M | $486.02M | $476.29M | 0.87% |
| December 31, 2024 | $554.32M | $460.36M | $452.49M | 0.82% |
| September 30, 2024 | $543.09M | $457.02M | $434.02M | 0.75% |
Size and reach
How this institution compares
Explore the institution
More on Peoples Exchange Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
9 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kentucky.
Explore →Winchester banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Peoples Exchange Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 8785.
Where is Peoples Exchange Bank headquartered?
Peoples Exchange Bank is headquartered in Winchester, Kentucky, at 101 N Main St, Winchester, Kentucky, 40391.
How large is Peoples Exchange Bank?
It reported $609.83M in assets and $522.71M in deposits for the period ending June 30, 2026.
How many locations does Peoples Exchange Bank have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.