Peoples Bank & Trust Co.
Headquarters: Troy, Missouri
Overview
Peoples Bank & Trust Co. is an FDIC-insured bank headquartered in Troy, Missouri. It reported $904.86M in assets and $800.58M in deposits for the period ending March 31, 2026. Bankular currently lists 10 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Peoples Bank & Trust Co. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Peoples Bank & Trust Co.
Bowling Green Branch
106 N Business Hwy 61, Bowling Green, Missouri, 63334
Full-service branch · Opened January 1, 1886
Cottleville Location
1497 Cottleville Pkwy, Cottleville, Missouri, 63376
Full-service branch · Opened August 12, 2019
Elsberry Branch
105 S Main St, Elsberry, Missouri, 63343
Full-service branch · Opened March 1, 2005
Hawk Point Branch
65 S Highway 47, Hawk Point, Missouri, 63349
Full-service branch · Opened December 18, 1978
Louisiana Downtown
101 S 3rd St, Louisiana, Missouri, 63353
Full-service branch · Opened December 11, 2021
Main Office
430 E Wood St, Troy, Missouri, 63379
Full-service branch · Opened March 10, 1924
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $904.86M | $800.58M | $486.62M | 1.56% |
| December 31, 2025 | $914.43M | $807.94M | $488.07M | 1.42% |
| September 30, 2025 | $863.89M | $752.00M | $469.91M | 1.51% |
| June 30, 2025 | $863.04M | $755.71M | $465.42M | 1.37% |
| March 31, 2025 | $890.13M | $786.84M | $467.35M | 1.25% |
| December 31, 2024 | $870.21M | $771.28M | $442.33M | 1.24% |
| September 30, 2024 | $825.42M | $719.25M | $432.17M | 1.17% |
| June 30, 2024 | $829.82M | $732.51M | $415.90M | 1.13% |
Size and reach
How this institution compares
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More on Peoples Bank & Trust Co.
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
10 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Missouri.
Explore →Troy banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Peoples Bank & Trust Co. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 8903.
Where is Peoples Bank & Trust Co. headquartered?
Peoples Bank & Trust Co. is headquartered in Troy, Missouri, at 430 E Wood St, Troy, Missouri, 63379.
How large is Peoples Bank & Trust Co.?
It reported $904.86M in assets and $800.58M in deposits for the period ending March 31, 2026.
How many locations does Peoples Bank & Trust Co. have?
Bankular currently lists 10 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.