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OceanFirst Bank

Headquarters: Toms River, New Jersey

Financial dataLatest reported figuresThrough March 30, 2026
Assets$14.47B
Branch locations83
Tier 1 capital11.73%

Overview

OceanFirst Bank is an FDIC-insured bank headquartered in Toms River, New Jersey. It reported $14.47B in assets and $11.25B in deposits for the period ending March 30, 2026. Bankular currently lists 83 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 4, 2026
Financial reporting Figures through March 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

December 30, 2025 to March 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets0.0%$14.47B as of March 30, 2026
Deposits+1.9%$11.25B as of March 30, 2026
Net loans+0.8%$11.06B as of March 30, 2026
Return on assets+0.11 pts0.72% as of March 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital11.73%
Noncurrent loans0.31%
Return on assets0.72%
Net interest margin3.03%

Branch footprint

Where OceanFirst Bank has branches

View all 83 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of OceanFirst Bank

View all 83 locations →

Financial overview

Latest reported figures

Through March 30, 2026

Assets$14.47B
Deposits$11.25B
Total loans$11.06B
Net income (YTD)$26.08M

Size and reach

How this institution compares

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Assets#130of 4,247 institutions
Deposits#131of 4,247 institutions
Branches#183of 4,244 institutions

Explore the institution

More on OceanFirst Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is OceanFirst Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 28359.

Where is OceanFirst Bank headquartered?

OceanFirst Bank is headquartered in Toms River, New Jersey, at 975 Hooper Ave, Toms River, New Jersey, 08753.

How large is OceanFirst Bank?

It reported $14.47B in assets and $11.25B in deposits for the period ending March 30, 2026.

How many locations does OceanFirst Bank have?

Bankular currently lists 83 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 30, 2026
FDIC Call ReportsReporting period: March 30, 2026
FDIC BankFind SuiteReporting period: March 30, 2026
Regulatory identifierFDIC certificate 28359
RegulatorOCC
Charter classN
Financial data throughMarch 30, 2026