Nantahala Bank & Trust Company
Headquarters: Franklin, North Carolina
Overview
Nantahala Bank & Trust Company is an FDIC-insured bank headquartered in Franklin, North Carolina. It reported $288.75M in assets and $260.38M in deposits for the period ending June 30, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Nantahala Bank & Trust Company
Hayesville Branch
102 Hwy 64 E, Hayesville, North Carolina, 28904
Full-service branch · Opened March 11, 2005
Main Office
120 Siler Rd, Franklin, North Carolina, 28734
Full-service branch · Opened October 4, 2004
Murphy Branch
86 Hiwassee St, Murphy, North Carolina, 28906
Full-service branch · Opened July 2, 2007
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $288.75M | $260.38M | $192.65M | 1.47% |
| March 31, 2026 | $285.74M | $258.74M | $194.43M | 1.30% |
| December 31, 2025 | $279.95M | $253.36M | $193.40M | 1.26% |
| September 30, 2025 | $280.45M | $255.04M | $190.79M | 1.19% |
| June 30, 2025 | $268.19M | $244.13M | $189.11M | 1.12% |
| March 31, 2025 | $264.01M | $240.33M | $185.40M | 0.99% |
| December 31, 2024 | $265.92M | $243.23M | $186.47M | 0.61% |
| September 30, 2024 | $282.19M | $260.00M | $185.76M | 0.48% |
Size and reach
How this institution compares
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More on Nantahala Bank & Trust Company
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Branch locations
3 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in North Carolina.
Explore →Franklin banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Nantahala Bank & Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 57784.
Where is Nantahala Bank & Trust Company headquartered?
Nantahala Bank & Trust Company is headquartered in Franklin, North Carolina, at 120 Siler Rd, Franklin, North Carolina, 28734.
How large is Nantahala Bank & Trust Company?
It reported $288.75M in assets and $260.38M in deposits for the period ending June 30, 2026.
How many locations does Nantahala Bank & Trust Company have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.