Montecito Bank & Trust
Headquarters: Santa Barbara, California
Overview
Montecito Bank & Trust is an FDIC-insured bank headquartered in Santa Barbara, California. It reported $2.02B in assets and $1.73B in deposits for the period ending June 30, 2026. Bankular currently lists 17 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Montecito Bank & Trust has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Montecito Bank & Trust
Camarillo Branch
770 Paseo Camarillo, Camarillo, California, 93010
Full-service branch · Opened August 10, 2015
Carpinteria Branch
1023 Casitas Pass Rd, Carpinteria, California, 93013
Full-service branch · Opened January 6, 1986
Casa Dorinda
300 Hot Springs Rd, Montecito, California, 93108
Full-service branch · Opened May 21, 2018
Goleta Branch
5658 Calle Real, Goleta, California, 93117
Full-service branch · Opened November 1, 1979
Hollister
6900 Hollister Ave, Goleta, California, 93117
Full-service branch · Opened January 23, 2012
La Cumbre
3802 State St, Santa Barbara, California, 93105
Full-service branch · Opened October 19, 1981
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $2.02B | $1.73B | $1.37B | 0.60% |
| March 31, 2026 | $2.04B | $1.79B | $1.38B | 0.65% |
| December 31, 2025 | $2.06B | $1.82B | $1.33B | 0.45% |
| September 30, 2025 | $2.09B | $1.87B | $1.33B | 0.42% |
| June 30, 2025 | $2.13B | $1.88B | $1.32B | 0.31% |
| March 31, 2025 | $2.14B | $1.84B | $1.30B | 0.23% |
| December 31, 2024 | $2.11B | $1.81B | $1.27B | 0.29% |
| September 30, 2024 | $2.13B | $1.79B | $1.26B | 0.34% |
Size and reach
How this institution compares
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More on Montecito Bank & Trust
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Branch locations
17 listed locations.
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Explore →State banking market
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Explore →Santa Barbara banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Montecito Bank & Trust federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 21956.
Where is Montecito Bank & Trust headquartered?
Montecito Bank & Trust is headquartered in Santa Barbara, California, at 1000 State St, Santa Barbara, California, 93101.
How large is Montecito Bank & Trust?
It reported $2.02B in assets and $1.73B in deposits for the period ending June 30, 2026.
How many locations does Montecito Bank & Trust have?
Bankular currently lists 17 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.