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Bankular
Local banking directory

Banks and Bank Branches in Santa Barbara, California

The FDIC reported 30 deposit-reporting offices from 15 institutions in Santa Barbara as of June 30, 2025. Bankular currently provides 32 detailed location pages with addresses, maps and directions.

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FDIC-reported offices30
Institutions reporting15
Detailed location pages32
Reported branch deposits$6.15B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionBank of America21.17% of deposits
Top three share54.27%
Deposit HHI1,327Lower concentration
Current detailed pages322 more than the June 2025 SOD count

Bank of America held 21.17% of reported branch deposits in Santa Barbara. The three largest institutions together held 54.27%. Bankular places the resulting HHI of 1,327 in its lower concentration descriptive band.

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Detailed bank locations in Santa Barbara

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Santa Barbara

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Farmers and Merchants Bank of Long Beach

1 detailed location

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Bank of America3$1.30B21.17%
JPMorgan Chase Bank2$1.14B18.47%
Wells Fargo Bank3$899.3M14.63%
Montecito Bank & Trust5$615.5M10.02%
American Riviera Bank2$598.9M9.74%
U.S. Bank4$518.3M8.43%
Pacific Premier Bank, National Association1$367.9M5.99%
Community West Bank1$146.6M2.39%
Mechanics Bank3$144.3M2.35%
The Northern Trust Company1$142.7M2.32%
First Bank1$87.8M1.43%
Farmers and Merchants Bank of Long Beach1$78.3M1.27%
BMO Bank1$59.9M0.97%
Citizens Business Bank1$30.4M0.49%
Bank of the Sierra1$19.9M0.32%