Mechanics & Farmers Bank
Headquarters: Durham, North Carolina
Overview
Mechanics & Farmers Bank is an FDIC-insured bank headquartered in Durham, North Carolina. It reported $488.99M in assets and $414.21M in deposits for the period ending March 31, 2026. Bankular currently lists 8 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Mechanics & Farmers Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Mechanics & Farmers Bank
Chapel Hill Blvd
2705 Chapel Hill Blvd, Durham, North Carolina, 27707
Full-service branch · Opened January 15, 1954
Charlotte Branch
101 Beatties Ford Rd, Charlotte, North Carolina, 28216
Full-service branch · Opened March 1, 1962
Greensboro Branch
100 S Murrow Blvd, Greensboro, North Carolina, 27401
Full-service branch · Opened November 2, 1971
M&F Bank Corporate
2634 Chapel Hill Blvd, Durham, North Carolina, 27707
Limited Service: Administrative · Opened October 18, 1999
Address and directions →Main Office
116 W Parrish St, Durham, North Carolina, 27701
Full-service branch · Opened March 1, 1908
Raleigh Branch
13 E Hargett St, Raleigh, North Carolina, 27601
Full-service branch · Opened January 6, 1923
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $488.99M | $414.21M | $269.62M | 0.66% |
| December 31, 2025 | $479.54M | $405.48M | $274.53M | 0.72% |
| September 30, 2025 | $490.95M | $417.94M | $270.94M | 0.84% |
| June 30, 2025 | $493.26M | $421.20M | $278.72M | 0.69% |
| March 31, 2025 | $499.15M | $427.81M | $282.49M | 0.71% |
| December 31, 2024 | $498.12M | $430.13M | $280.13M | 0.89% |
| September 30, 2024 | $482.54M | $411.41M | $279.44M | 0.88% |
| June 30, 2024 | $450.61M | $384.12M | $272.55M | 0.81% |
Size and reach
How this institution compares
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More on Mechanics & Farmers Bank
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Branch locations
8 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in North Carolina.
Explore →Durham banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Mechanics & Farmers Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 12266.
Where is Mechanics & Farmers Bank headquartered?
Mechanics & Farmers Bank is headquartered in Durham, North Carolina, at 116 W Parrish St, Durham, North Carolina, 27701.
How large is Mechanics & Farmers Bank?
It reported $488.99M in assets and $414.21M in deposits for the period ending March 31, 2026.
How many locations does Mechanics & Farmers Bank have?
Bankular currently lists 8 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.