Lone Oak Bank
Headquarters: Eldorado, Texas
Overview
Lone Oak Bank is an FDIC-insured bank headquartered in Eldorado, Texas. It reported $119.90M in assets and $101.41M in deposits for the period ending March 31, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Lone Oak Bank
Loraine Branch
100 S Main Street, Loraine, Texas, 79532
Full-service branch · Opened January 1, 1908
Main Office
100 NE Main St, Eldorado, Texas, 76936
Full-service branch · Opened January 1, 1907
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $119.90M | $101.41M | $82.15M | 3.59% |
| December 31, 2025 | $112.05M | $94.67M | $83.22M | 2.83% |
| September 30, 2025 | $107.42M | $89.33M | $75.50M | 2.78% |
| June 30, 2025 | $109.10M | $91.81M | $74.37M | 2.74% |
| March 31, 2025 | $100.69M | $84.17M | $69.13M | 2.69% |
| December 31, 2024 | $96.63M | $80.85M | $67.20M | 3.18% |
| September 30, 2024 | $96.02M | $79.38M | $66.19M | 3.22% |
| June 30, 2024 | $94.63M | $78.91M | $67.02M | 3.16% |
Size and reach
How this institution compares
Explore the institution
More on Lone Oak Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
2 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Texas.
Explore →Eldorado banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Lone Oak Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 3184.
Where is Lone Oak Bank headquartered?
Lone Oak Bank is headquartered in Eldorado, Texas, at 100 Ne Main St, Eldorado, Texas, 76936.
How large is Lone Oak Bank?
It reported $119.90M in assets and $101.41M in deposits for the period ending March 31, 2026.
How many locations does Lone Oak Bank have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.