Home State Bank
Headquarters: Crystal Lake, Illinois
Overview
Home State Bank is an FDIC-insured bank headquartered in Crystal Lake, Illinois. It reported $775.95M in assets and $686.57M in deposits for the period ending June 30, 2026. Bankular currently lists 7 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Home State Bank has branches
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Locations
Find a branch of Home State Bank
Crystal Lake Branch
611 S Main St, Crystal Lake, Illinois, 60014
Full-service branch · Opened December 1, 2004
Diamond Drive
3500 Diamond Dr, Mchenry, Illinois, 60051
Full-service branch · Opened January 2, 2008
Main Office
40 Grant St, Crystal Lake, Illinois, 60014
Full-service branch · Opened January 1, 1915
Mchenry Banking Center
4401 Prime Pkwy, Mchenry, Illinois, 60050
Limited Service: Drive Thru/Detached Facility · Opened December 27, 1995
Randall Road
50 W Acorn Ln, Lake In The Hills, Illinois, 60156
Full-service branch · Opened December 18, 1992
The Fountains of Crystal Lake
40 Grant St, Crystal Lake, Illinois, 60014
Mobile or seasonal office · Opened June 18, 1996
Address and directions →Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $775.95M | $686.57M | $511.34M | 1.52% |
| March 31, 2026 | $778.10M | $687.49M | $492.72M | 1.47% |
| December 31, 2025 | $768.00M | $677.37M | $491.50M | 1.21% |
| September 30, 2025 | $759.78M | $673.51M | $497.02M | 1.13% |
| June 30, 2025 | $760.92M | $678.90M | $488.31M | 1.04% |
| March 31, 2025 | $746.85M | $664.95M | $479.02M | 0.89% |
| December 31, 2024 | $738.27M | $647.51M | $479.71M | 1.04% |
| September 30, 2024 | $728.10M | $635.36M | $481.81M | 1.08% |
Size and reach
How this institution compares
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More on Home State Bank
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Branch locations
7 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
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Explore →Crystal Lake banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Home State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 12815.
Where is Home State Bank headquartered?
Home State Bank is headquartered in Crystal Lake, Illinois, at 40 Grant St, Crystal Lake, Illinois, 60014.
How large is Home State Bank?
It reported $775.95M in assets and $686.57M in deposits for the period ending June 30, 2026.
How many locations does Home State Bank have?
Bankular currently lists 7 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.