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Bankular
Local banking directory

Banks and Bank Branches in Crystal Lake, Illinois

The FDIC reported 18 deposit-reporting offices from 13 institutions in Crystal Lake as of June 30, 2025. Bankular currently provides 22 detailed location pages with addresses, maps and directions.

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FDIC-reported offices18
Institutions reporting13
Detailed location pages22
Reported branch deposits$3.26B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionCrystal Lake Bank and Trust Company33.93% of deposits
Top three share58.09%
Deposit HHI1,703Moderate concentration
Current detailed pages224 more than the June 2025 SOD count

Crystal Lake Bank and Trust Company held 33.93% of reported branch deposits in Crystal Lake. The three largest institutions together held 58.09%. Bankular places the resulting HHI of 1,703 in its moderate concentration descriptive band.

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Detailed bank locations in Crystal Lake

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Crystal Lake

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American Community Bank & Trust

1 detailed location

Cornerstone National Bank & Trust Company

1 detailed location

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Crystal Lake Bank and Trust Company3$1.11B33.93%
Home State Bank3$515.1M15.81%
American Community Bank & Trust1$272.0M8.35%
JPMorgan Chase Bank1$261.8M8.04%
BMO Bank2$239.3M7.35%
Citibank1$202.0M6.20%
Fifth Third Bank1$150.7M4.63%
Bank of America1$150.1M4.61%
Associated Bank1$118.4M3.64%
U.S. Bank1$106.5M3.27%
Cornerstone National Bank & Trust Company1$74.6M2.29%
PNC Bank1$57.8M1.77%
Woodforest National Bank1$4.0M0.12%