Guardian Bank
Headquarters: Valdosta, Georgia
Overview
Guardian Bank is an FDIC-insured bank headquartered in Valdosta, Georgia. It reported $601.14M in assets and $534.63M in deposits for the period ending March 31, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Guardian Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Guardian Bank
Citizens Exchange Bank
82 Railroad Ave E, Pearson, Georgia, 31642
Full-service branch · Opened February 7, 2015
Ashley Street Office
1914 N Ashley St, Valdosta, Georgia, 31602
Limited Service: Drive Thru/Detached Facility · Opened May 6, 1997
Address and directions →Main Office
701 Wildwood Plantation Dr, Valdosta, Georgia, 31602
Full-service branch · Opened May 1, 2001
Norman Drive Office
246 Norman Dr, Valdosta, Georgia, 31601
Full-service branch · Opened April 3, 2006
Pelham Branch
180 Mathewson Ave SW, Pelham, Georgia, 31779
Full-service branch · Opened January 1, 1910
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $601.14M | $534.63M | $350.54M | 1.58% |
| December 31, 2025 | $590.90M | $525.47M | $361.25M | 1.45% |
| September 30, 2025 | $576.76M | $511.35M | $357.84M | 1.43% |
| June 30, 2025 | $566.74M | $509.42M | $350.09M | 1.40% |
| March 31, 2025 | $590.76M | $534.74M | $360.49M | 1.36% |
| December 31, 2024 | $570.76M | $516.92M | $367.93M | 0.95% |
| September 30, 2024 | $569.25M | $507.18M | $367.06M | 0.89% |
| June 30, 2024 | $564.72M | $501.95M | $362.43M | 0.86% |
Size and reach
How this institution compares
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More on Guardian Bank
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Branch locations
5 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Georgia.
Explore →Valdosta banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Guardian Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 57127.
Where is Guardian Bank headquartered?
Guardian Bank is headquartered in Valdosta, Georgia, at 701 Wildwood Plantation Dr, Valdosta, Georgia, 31602.
How large is Guardian Bank?
It reported $601.14M in assets and $534.63M in deposits for the period ending March 31, 2026.
How many locations does Guardian Bank have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.