Fnbt Bank
Headquarters: Fort Walton Beach, Florida
Overview
Fnbt Bank is an FDIC-insured bank headquartered in Fort Walton Beach, Florida. It reported $653.56M in assets and $583.42M in deposits for the period ending March 30, 2026. Bankular currently lists 11 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 30, 2025 to March 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Fnbt Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Fnbt Bank
Crestview Branch
885 S Ferdon Blvd, Crestview, Florida, 32536
Full-service branch · Opened May 28, 1985
Defuniak Springs
11 State Highway 83, De Funiak Springs, Florida, 32433
Full-service branch · Opened April 7, 1996
Destin Branch
415 Highway 98 E, Destin, Florida, 32541
Full-service branch · Opened September 14, 1978
Fort Walton Main
29 Eglin Pkwy NE, Fort Walton Beach, Florida, 32548
Limited Service: Consumer Credit · Opened May 28, 1997
Address and directions →Highway 98 West
11490 US Highway 98 W, Destin, Florida, 32550
Full-service branch · Opened October 20, 1999
Hulburt Field
108 Lielmanis Ave, Hurlburt Field, Florida, 32544
Limited Service: Military Facility · Opened July 10, 1961
Main Office
29 Eglin Pkwy NE, Fort Walton Beach, Florida, 32548
Full-service branch · Opened April 8, 1956
Mary Esther Branch
3 Mary Esther Cutoff, Mary Esther, Florida, 32569
Full-service branch · Opened March 12, 1980
Navarre Branch
1803 Alhambra St, Navarre, Florida, 32566
Full-service branch · Opened August 27, 1995
Niceville Branch
1065 John Sims Pkwy E, Niceville, Florida, 32578
Full-service branch · Opened May 15, 1994
Shalimar Branch
1104 N Eglin Pkwy, Shalimar, Florida, 32579
Full-service branch · Opened May 31, 2006
Financial overview
Latest reported figures
Through March 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 30, 2026 | $653.56M | $583.42M | $246.92M | 1.54% |
| December 30, 2025 | $635.44M | $565.84M | $254.80M | 2.04% |
| September 29, 2025 | $614.47M | $543.09M | $262.02M | 2.06% |
| June 29, 2025 | $610.09M | $539.19M | $258.49M | 2.12% |
| March 30, 2025 | $600.63M | $530.26M | $258.90M | 2.18% |
| December 30, 2024 | $599.73M | $533.44M | $259.06M | 2.35% |
| September 29, 2024 | $586.94M | $519.10M | $256.75M | 2.34% |
| June 29, 2024 | $596.55M | $526.84M | $256.26M | 2.23% |
Size and reach
How this institution compares
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More on Fnbt Bank
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Branch locations
11 listed locations.
Explore →Compare this institution
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Explore →State banking market
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Explore →Fort Walton Beach banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Fnbt Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 17580.
Where is Fnbt Bank headquartered?
Fnbt Bank is headquartered in Fort Walton Beach, Florida, at 29 Eglin Pkwy Ne, Fort Walton Beach, Florida, 32548.
How large is Fnbt Bank?
It reported $653.56M in assets and $583.42M in deposits for the period ending March 30, 2026.
How many locations does Fnbt Bank have?
Bankular currently lists 11 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.