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Bankular
Local banking directory

Banks and Bank Branches in Fort Walton Beach, Florida

The FDIC reported 15 deposit-reporting offices from 15 institutions in Fort Walton Beach as of June 30, 2025. Bankular currently provides 19 detailed location pages with addresses, maps and directions.

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FDIC-reported offices15
Institutions reporting15
Detailed location pages19
Reported branch deposits$1.90B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFnbt Bank17.94% of deposits
Top three share46.70%
Deposit HHI1,093Lower concentration
Current detailed pages194 more than the June 2025 SOD count

Fnbt Bank held 17.94% of reported branch deposits in Fort Walton Beach. The three largest institutions together held 46.70%. Bankular places the resulting HHI of 1,093 in its lower concentration descriptive band.

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Detailed bank locations in Fort Walton Beach

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Fort Walton Beach

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United Fidelity Bank, fsb

1 detailed location

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Fnbt Bank1$340.5M17.94%
United Fidelity Bank, fsb1$303.9M16.01%
Synovus Bank1$241.9M12.75%
Bank of America1$234.1M12.33%
Regions Bank1$152.9M8.06%
Wells Fargo Bank1$116.2M6.12%
ServisFirst Bank1$100.6M5.30%
Hancock Whitney Bank1$94.6M4.98%
Renasant Bank1$73.1M3.85%
PNC Bank1$67.1M3.54%
Truist Bank1$45.1M2.38%
Cadence Bank1$44.4M2.34%
Community Bank of Mississippi1$29.4M1.55%
Origin Bank1$27.4M1.44%
MidSouth Bank1$26.8M1.41%