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First State Bank

Headquarters: Stratford, Texas

Financial dataLatest reported figuresThrough June 30, 2026
Assets$371.88M
Branch locations3
FDIC certificate16695

Overview

First State Bank is an FDIC-insured bank headquartered in Stratford, Texas. It reported $371.88M in assets and $326.39M in deposits for the period ending June 30, 2026. Bankular currently lists 3 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-3.7%$371.88M as of June 30, 2026
Deposits-4.6%$326.39M as of June 30, 2026
Net loans+2.0%$243.86M as of June 30, 2026
Return on assets-0.10 pts2.27% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans0.00%
Return on assets2.27%
Net interest margin3.91%

Locations

Find a branch of First State Bank

3 locations listed

Financial overview

Latest reported figures

Through June 30, 2026

Assets$371.88M
Deposits$326.39M
Total loans$243.86M
Net income (YTD)$4.27M

Size and reach

How this institution compares

View rankings →
Assets#2,191of 4,251 institutions
Deposits#2,138of 4,251 institutions
Branches#2,488of 4,248 institutions

Explore the institution

More on First State Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is First State Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 16695.

Where is First State Bank headquartered?

First State Bank is headquartered in Stratford, Texas, at 302 North Main Street, Stratford, Texas, 79084.

How large is First State Bank?

It reported $371.88M in assets and $326.39M in deposits for the period ending June 30, 2026.

How many locations does First State Bank have?

Bankular currently lists 3 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 16695
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026