First State Bank
Headquarters: Shallowater, Texas
Overview
First State Bank is an FDIC-insured bank headquartered in Shallowater, Texas. It reported $156.62M in assets and $128.66M in deposits for the period ending March 31, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First State Bank
Bank
4024 14th Street, Plano, Texas, 75074
Full-service branch · Opened January 14, 2025
Dallas Branch
11235 Harry Hines Blvd, Dallas, Texas, 75229
Full-service branch · Opened March 22, 2021
First National Bank of Amherst Bank
100 Main St, Amherst, Texas, 79312
Full-service branch · Opened February 25, 1925
Main Office
One Commerce Park, Shallowater, Texas, 79363
Full-service branch · Opened October 8, 1960
Plano Lpo
3465 Technology Dr, Plano, Texas, 75074
Loan production office · Opened May 9, 2018
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $156.62M | $128.66M | $94.78M | 1.18% |
| December 31, 2025 | $146.66M | $119.04M | $89.73M | 1.42% |
| September 30, 2025 | $146.10M | $119.12M | $83.14M | 1.56% |
| June 30, 2025 | $148.47M | $122.59M | $88.17M | 1.46% |
| March 31, 2025 | $142.11M | $115.21M | $84.42M | 1.33% |
| December 31, 2024 | $133.94M | $107.60M | $86.55M | 2.07% |
| September 30, 2024 | $123.87M | $98.37M | $80.50M | 2.31% |
| June 30, 2024 | $126.73M | $102.75M | $76.64M | 2.51% |
Size and reach
How this institution compares
Explore the institution
More on First State Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
5 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Texas.
Explore →Shallowater banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 18301.
Where is First State Bank headquartered?
First State Bank is headquartered in Shallowater, Texas, at One Commerce Park, Shallowater, Texas, 79363.
How large is First State Bank?
It reported $156.62M in assets and $128.66M in deposits for the period ending March 31, 2026.
How many locations does First State Bank have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.