First State Bank
Headquarters: Winchester, Ohio
Overview
First State Bank is an FDIC-insured bank headquartered in Winchester, Ohio. It reported $1.24B in assets and $1.10B in deposits for the period ending June 30, 2026. Bankular currently lists 18 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First State Bank
Ashland Lpo
220 S 6th St, Ironton, Ohio, 45638
Loan production office · Opened February 2, 2026
Address and directions →Fayetteville Branch
19575 US 68, Fayetteville, Ohio, 45118
Full-service branch · Opened August 27, 2018
Georgetown Branch
4928 State Route 125, Georgetown, Ohio, 45121
Full-service branch · Opened January 17, 1996
Hillsboro Branch
730 Harry Sauner Rd, Hillsboro, Ohio, 45133
Full-service branch · Opened May 24, 2013
Inez Deposit Bank E Main St
202 E Main St, Louisa, Kentucky, 41230
Full-service branch · Opened July 1, 1891
Main Office
19230 State Route 136, Winchester, Ohio, 45697
Full-service branch · Opened January 1, 1934
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.24B | $1.10B | $565.85M | 1.10% |
| March 31, 2026 | $1.19B | $1.08B | $564.00M | 1.15% |
| December 31, 2025 | $1.15B | $1.04B | $556.52M | 1.04% |
| September 30, 2025 | $1.12B | $1.03B | $548.92M | 1.06% |
| June 30, 2025 | $1.12B | $1.05B | $531.48M | 1.07% |
| March 31, 2025 | $1.07B | $990.66M | $536.07M | 1.09% |
| December 31, 2024 | $1.04B | $953.76M | $514.41M | 1.00% |
| September 30, 2024 | $1.08B | $978.49M | $502.61M | 1.06% |
Size and reach
How this institution compares
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More on First State Bank
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Branch locations
18 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Ohio.
Explore →Winchester banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 9437.
Where is First State Bank headquartered?
First State Bank is headquartered in Winchester, Ohio, at 19230 State Route 136, Winchester, Ohio, 45697.
How large is First State Bank?
It reported $1.24B in assets and $1.10B in deposits for the period ending June 30, 2026.
How many locations does First State Bank have?
Bankular currently lists 18 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.