First State Bank of Randolph County
Headquarters: Cuthbert, Georgia
Overview
First State Bank of Randolph County is an FDIC-insured bank headquartered in Cuthbert, Georgia. It reported $88.09M in assets and $86.29M in deposits for the period ending March 31, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of First State Bank of Randolph County
Main Office
81 Court St, Cuthbert, Georgia, 39840
Full-service branch · Opened October 3, 1900
Shellman Branch
3 W Railroad St, Shellman, Georgia, 39886
Full-service branch · Opened March 19, 1973
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $88.09M | $86.29M | $28.02M | -0.31% |
| December 31, 2025 | $85.72M | $83.79M | $28.13M | -0.23% |
| September 30, 2025 | $83.99M | $82.18M | $29.77M | -0.23% |
| June 30, 2025 | $85.98M | $85.45M | $29.23M | -0.07% |
| March 31, 2025 | $88.12M | $87.38M | $31.34M | 0.11% |
| December 31, 2024 | $88.99M | $88.98M | $30.24M | 0.00% |
| September 30, 2024 | $87.07M | $85.39M | $32.03M | 0.05% |
| June 30, 2024 | $87.93M | $88.12M | $32.48M | 0.07% |
Size and reach
How this institution compares
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More on First State Bank of Randolph County
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Branch locations
2 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Georgia.
Explore →Cuthbert banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank of Randolph County federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 2157.
Where is First State Bank of Randolph County headquartered?
First State Bank of Randolph County is headquartered in Cuthbert, Georgia, at 81 Court St, Cuthbert, Georgia, 39840.
How large is First State Bank of Randolph County?
It reported $88.09M in assets and $86.29M in deposits for the period ending March 31, 2026.
How many locations does First State Bank of Randolph County have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.