First State Bank
Headquarters: Waynesboro, Mississippi
Overview
First State Bank is an FDIC-insured bank headquartered in Waynesboro, Mississippi. It reported $949.85M in assets and $852.50M in deposits for the period ending March 31, 2026. Bankular currently lists 16 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First State Bank
Clara
35 Buckatunna Chicora Clara Rd, Waynesboro, Mississippi, 39367
Limited Service: Drive Thru/Detached Facility · Opened May 6, 1969
Address and directions →Drive-In
2364 Buckatunna Chicora Clara Rd, Buckatunna, Mississippi, 39322
Limited Service: Drive Thru/Detached Facility · Opened March 24, 1966
Address and directions →Gateway
12139 Highway 63 S, Lucedale, Mississippi, 39452
Full-service branch · Opened May 1, 1998
Gluckstadt
108 Dees Drive, Madison, Mississippi, 39110
Full-service branch · Opened October 1, 2024
Laurel Branch
1808 Highway 84 W, Laurel, Mississippi, 39440
Full-service branch · Opened September 21, 1998
Leakesville Branch
313 Lafayette Ave, Leakesville, Mississippi, 39451
Full-service branch · Opened January 1, 1903
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $949.85M | $852.50M | $512.40M | 0.35% |
| December 31, 2025 | $949.77M | $852.41M | $496.43M | 0.39% |
| September 30, 2025 | $928.55M | $830.28M | $478.99M | 0.40% |
| June 30, 2025 | $917.33M | $823.46M | $439.53M | 0.39% |
| March 31, 2025 | $922.99M | $833.09M | $437.28M | 0.33% |
| December 31, 2024 | $914.59M | $810.25M | $432.39M | 0.21% |
| September 30, 2024 | $893.77M | $783.00M | $436.38M | 0.14% |
| June 30, 2024 | $876.84M | $773.50M | $434.56M | 0.15% |
Size and reach
How this institution compares
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More on First State Bank
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Branch locations
16 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Mississippi.
Explore →Waynesboro banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15663.
Where is First State Bank headquartered?
First State Bank is headquartered in Waynesboro, Mississippi, at 708 Azalea Dr, Waynesboro, Mississippi, 39367.
How large is First State Bank?
It reported $949.85M in assets and $852.50M in deposits for the period ending March 31, 2026.
How many locations does First State Bank have?
Bankular currently lists 16 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.