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Local banking directory

Banks and Bank Branches in Waynesboro, Mississippi

The FDIC reported 10 deposit-reporting offices from 5 institutions in Waynesboro as of June 30, 2025. Bankular currently provides 10 detailed location pages with addresses, maps and directions.

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FDIC-reported offices10
Institutions reporting5
Detailed location pages10
Reported branch deposits$513.0M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst State Bank66.60% of deposits
Top three share89.32%
Deposit HHI4,768Higher concentration
Current detailed pages10Matches the June 2025 SOD office count

First State Bank held 66.60% of reported branch deposits in Waynesboro. The three largest institutions together held 89.32%. Bankular places the resulting HHI of 4,768 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First State Bank6$341.7M66.60%
BankPlus1$66.9M13.05%
Great Southern Bank1$49.6M9.67%
Cadence Bank1$39.2M7.65%
The Citizens National Bank of Meridian1$15.5M3.03%