First State Bank and Trust Company, Inc.
Headquarters: Caruthersville, Missouri
Overview
First State Bank and Trust Company, Inc. is an FDIC-insured bank headquartered in Caruthersville, Missouri. It reported $644.45M in assets and $541.86M in deposits for the period ending March 31, 2026. Bankular currently lists 7 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First State Bank and Trust Company, Inc. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First State Bank and Trust Company, Inc.
Dexter Branch
710 US 60 Business Highway West, Dexter, Missouri, 63841
Full-service branch · Opened August 1, 2003
Hayti Branch
805 E Washington St, Hayti, Missouri, 63851
Full-service branch · Opened November 18, 2005
Main Office
100 W 3rd St, Caruthersville, Missouri, 63830
Full-service branch · Opened April 2, 1934
Matthews Branch
100 W Main St, Matthews, Missouri, 63867
Limited Service: Drive Thru/Detached Facility · Opened August 22, 2022
Mississippi County
501 S Main St, Charleston, Missouri, 63834
Full-service branch · Opened January 1, 1945
Portageville Branch
301 E 3rd St, Portageville, Missouri, 63873
Full-service branch · Opened January 1, 1905
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $644.45M | $541.86M | $461.97M | 1.78% |
| December 31, 2025 | $641.98M | $556.46M | $455.67M | 1.71% |
| September 30, 2025 | $629.65M | $547.04M | $449.73M | 1.62% |
| June 30, 2025 | $607.55M | $526.52M | $438.17M | 1.39% |
| March 31, 2025 | $594.34M | $519.48M | $433.39M | 1.56% |
| December 31, 2024 | $616.05M | $524.28M | $437.87M | 1.92% |
| September 30, 2024 | $619.69M | $508.75M | $444.30M | 1.95% |
| June 30, 2024 | $595.18M | $505.47M | $427.51M | 1.98% |
Size and reach
How this institution compares
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More on First State Bank and Trust Company, Inc.
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Branch locations
7 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Missouri.
Explore →Caruthersville banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First State Bank and Trust Company, Inc. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 14185.
Where is First State Bank and Trust Company, Inc. headquartered?
First State Bank and Trust Company, Inc. is headquartered in Caruthersville, Missouri, at 100 W 3rd St, Caruthersville, Missouri, 63830.
How large is First State Bank and Trust Company, Inc.?
It reported $644.45M in assets and $541.86M in deposits for the period ending March 31, 2026.
How many locations does First State Bank and Trust Company, Inc. have?
Bankular currently lists 7 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.