First Southern Bank
Headquarters: Waycross, Georgia
Overview
First Southern Bank is an FDIC-insured bank headquartered in Waycross, Georgia. It reported $347.21M in assets and $312.90M in deposits for the period ending June 30, 2026. Bankular currently lists 7 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where First Southern Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of First Southern Bank
Blackshear Branch
221 Ware St, Blackshear, Georgia, 31516
Full-service branch · Opened September 16, 2025
Address and directions →Main Office
930 Memorial Dr, Waycross, Georgia, 31501
Full-service branch · Opened June 19, 1907
Manatee
1825 Manatee Ave W, Bradenton, Florida, 34205
Full-service branch · Opened June 28, 2021
Patterson Branch
6365 US 84, Patterson, Georgia, 31557
Full-service branch · Opened July 2, 2019
Sebring Branch
205 W Center Ave, Sebring, Florida, 33870
Full-service branch · Opened July 30, 2019
Stuart Branch
2522 SE Willoughby Blvd, Stuart, Florida, 34994
Full-service branch · Opened January 3, 2023
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $347.21M | $312.90M | $224.46M | 0.94% |
| March 31, 2026 | $334.79M | $301.58M | $219.58M | 0.94% |
| December 31, 2025 | $327.68M | $288.46M | $229.33M | 0.90% |
| September 30, 2025 | $324.13M | $292.27M | $222.32M | 1.00% |
| June 30, 2025 | $330.95M | $300.34M | $214.89M | 0.92% |
| March 31, 2025 | $329.29M | $299.47M | $208.05M | 0.92% |
| December 31, 2024 | $314.37M | $285.56M | $202.45M | 0.75% |
| September 30, 2024 | $307.71M | $279.66M | $200.57M | 0.68% |
Size and reach
How this institution compares
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More on First Southern Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
7 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Georgia.
Explore →Waycross banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is First Southern Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 10055.
Where is First Southern Bank headquartered?
First Southern Bank is headquartered in Waycross, Georgia, at 930 Memorial Dr, Waycross, Georgia, 31501.
How large is First Southern Bank?
It reported $347.21M in assets and $312.90M in deposits for the period ending June 30, 2026.
How many locations does First Southern Bank have?
Bankular currently lists 7 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.